❓Frequently Asked Questions
Got a question? We’ve answered the most common queries below.
If you need help with something specific, contact us directly at 📧 hello@unicobridgingfinance.com or 📞 07304 193249.
No — Unico Bridging Finance provides non-regulated bridging loans only. We do not lend on owner-occupied residential properties.
We lend from £50,000 up to £2,000,000+, depending on the asset and structure of the deal.
We can issue indicative terms within hours and formal offers within 48 hours, subject to valuation and legal readiness.
Most loans complete in 7–21 days, and we work to meet 28-day auction deadlines.
Yes — we can recommend law firms offering dual-rep services to speed up the legal process and reduce costs.
We charge 2.00% per month, interest paid monthly.
We charge a 1% arrangement fee (added to the loan) and a 1% exit fee payable when you repay the loan.
No — we do not charge early repayment fees. Interest is charged only for the time the loan is active.
Yes — we typically require a personal guarantee from the borrower or company director.
No — we lend based on the value of the property, not your credit score. That’s why we say:
Your asset is your approval.
Click [Apply Now] on our website, or contact us directly:
📧 hello@unicobridgingfinance.com | 📞 07304 193249
Whether you’re ready to apply or just exploring options, we’re here to help. Fast answers. No pressure.
