Bridging Finance, Made Simple.
Fast, flexible funding when you need it most
UK-wide solutions for developers, investors, and individuals.
Flexible Finance for Real-World Deals
Auction Finance
Fast, Asset-Based Lending for Auction Purchases
Bid With Confidence
At Unico Bridging Finance, we provide fast, flexible loans specifically tailored for property purchases at auction. We understand tight timeframes and move quickly — with formal offers issued in as little as 48 hours.
Key Features
LTV Up to 60% of hammer price or value
Interest Rate 2.00% per month (interest paid monthly)
Arrangement Fee 1.00% of loan amount
Exit Fee 1.00% on redemption
Security 1st charge on UK property
Terms 3–12 months
Loan Size £50,000 – £2,000,000+
Speed Indicative terms same day, formal terms within 48 hours
Use Cases Residential, commercial & mixed-use, including unmortgageable properties
Quick Loan Estimate
Use our calculator to instantly estimate costs based on your deal.
Launch Auction Finance Calculator
(Opens in Google Sheets – view & download available)
What You’ll Need
•Auction catalogue listing or property details
•Purchase price / expected bid
•Basic exit strategy (e.g. sale, refinance)
•Solicitor details (we can recommend fast-track options)
How It Works
1️⃣ Pre-Approval: Send us your deal.
2️⃣ Terms Issued: Within 24–48 hours.
3️⃣ Auction Win: We instruct solicitors.
4️⃣ Completion: Within 28 days (or faster).
Why Choose Unico?
• No credit checks – we lend against the property
•Dual-rep legal options to save time
•Hands-on support from enquiry to exit
•Ideal for fast-paced investors, developers, and flippers
Let’s Fund Your Next Auction Deal
Call: 07304 193249
Email: hello@unicobridgingfinance.com
Or 👉 [Apply Now]
Unico Bridging Finance delivers short-term loans with zero hassle and maximum clarity. Whether you’re purchasing, refinancing, or unlocking equity, we move fast — so you can move forward.
Fast decisions. Flexible terms.
A reliable partner tor property investors, developers, and auction buyers across the UK.
Flexible Finance for Real-World Deals
Auction Purchases
Fast access to capital when time is tight.
Refinancing
Short-term support to bridge longer-term plans.
Property Development
Unlock value, finish projects, or release equity.
Buy-to-Let Transitions
Smooth the switch from bridge to mortgage.
Case Manager
George is acknowledged for his reliability as well as his exceptional interpersonal skills and punctuality. Specialising with the processing and finalising of the cases, George is the perfect person to speak to if you have any questions or queries.
Director
George oversees the general operations of the company. His expert knowledge allows him to offer a wide range of options within a short time frame, often coming back with answers in the same hour. He prides himself for his outstanding customer service and is known for his inspiring work ethic.
Deal Analyst & Case Manager
Alicia is a very hard worker whose main focus is to ensure all task are performed efficiently and with quality. With incredible attention to detail and initiative Alicia can handle both regulated and unregulated cases due to her holding the CeMAP qualification.
Deal Analyst & Case Manager
Aliki has a great understanding of the property market and strives to deliver an exceptional service to all of our clients. She specialises in the structuring of deals and ensuring all cases are pushed forward as efficiently as possible.
Mortgage Broker
Luke assists with both Sales & Admin for Bridge Finance Direct. He works with all members of the team to push a quick and effective service. With a keen eye for success, Luke aspires to deliver an exceptional impression to all clients through his communication skills.
Straightforward from Start to Finish
Our process is designed for action-takers. Here’s how it works
Apply online or speak with a specialist — no commitment, just straight answers.
We assess your deal fast. You’ll get a clear offer, usually within 48 hours.
We assess your deal fast. You’ll get a clear offer, usually within 48 hours.
Bridge Finance Direct Ltd is registered in England and Wales – Company No.10166121. Registered office: Prince Of Wales House, 3 Bluecoats Avenue, Hertford, United Kingdom, SG14 1PB. Bridge Finance direct Ltd is a broker not a lender, is not regulated by the FCA and do not offer any regulated products
Whether you’re ready to apply or just exploring options, we’re here to help. Fast answers. No pressure.
